This includes purchases made at Amazon.com, AWS, Amazon Business, and Whole Foods Market. The card has no annual fee, but cardholders must pay $119 per year for a Prime membership in order to receive full benefits. Is this card worth getting? Welcome Offer: Earn a bonus when you simply get approved for this card. Many cards offer 0% introductory APR on purchases and balance transfers for varying lengths and then revert to a permanent or regular APR (based on a variable rate tied to the prime rate) that applies to any balances not paid in full. We utilize BLS (U.S. Bureau of Labor Statistics) income and average category spending data to calculate annual earnings rates for rewards cards that offer cash back, points or miles rewards at a set rate on all spending or in consideration of bonus rewards for certain spending categories, like gasoline, groceries, restaurants or travel. The Amazon Business Prime American Express Card is also amazing for having for Eligible Prime Members get a $125 Amazon.com Gift Card upon approval for the Amazon Business Prime American Express Card. The card is also helpful for those who buy a lot for their business from Amazon, and aren't Amazon Business members. I already had the Chase Visa with $9500 credit but the APR was too high....Its been paid off and now Ill switch my Amazon Credit decisions that aren't Debit to AMEX and build a great history with them.... Plus the card is pretty spiffy or so I think! It also analyzes reviews to verify trustworthiness. The same $300-a-month spending example we set out for Amazon Business American Express Prime above would allow you to earn $90 in the first year without the need to justify an annual fee. The card is useful regardless of what you purchase with it, as you’ll earn rewards back of every transaction. This page works best with JavaScript. This business credit card offers perks to Amazon Prime members, including 5% back or 90-day interest-free terms on United States purchases at Amazon Business, Amazon Web Services (AWS), Amazon… I had the same experience as 30 or 40 other applicants. After submitting all of the most important and private of identity and banking information, the processing page froze for several minutes, before popping up a page that apologized for the error, and stated that as a security feature, my application had been deleted from all amazon servers. Upon approval of the Amazon Business Prime American Express card, cardholders receive a one-time bonus of $125 Amazon gift card--a nice one-time offer that requires no spending to earn. Absolute HEADACHE & WASTE OF TIME! Earn 2% back on purchases at Walmart stores, Walmart & Murphy USA Fuel Stations, and on dining and travel purchases. For those interested in earning Amex Membership Rewards points (2 points per dollar spent on all purchases up to $50,000 per year) without paying an annual fee, the Business Blue Plus credit card from American Express might be a good alternative. If you don’t have a Prime membership you’ll get the Amazon Business American Express Card (Review), which offers less in rewards and a shorter repayment period (it’s also made of metal). I have spent 38 years trying to get AMEX credit and be it $500 or $5000, I am happy to be approved. Amazon Business Prime American Express Card Card earns at the following rates: 5% cash back or 90 days interest free on purchases at Amazon Business, AWS, Amazon… Now if I inquire into the matter, "Amazon" will have no record, as the application/transaction was "deleted from all of the servers." This might be good for a small business starting out, but the terms are too high for me. Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. This failure has caused much stress and feelings of vulnerability, as I have not only been tricked into submitting my most prized identity information, and promptly lost it into the web. If indeed this was a legitimate offer, well thanks for nothing, as its been a complete waste of time, and a cause for concern. Small business owners have enough to do and worry about already. 2020.6 Update: The offer is now $125. Widening the number of cardholders will help ensure that as many expenses as possible earn rewards for the business. Essentially, it’s the same card with 2 versions: One for Prime members, the other for non-Prime members. The APR starts at 16.99% and goes as high as 29.99%. Earn 5 points for every $1 spent at Gap brands. 1,052 global ratings | 1,052 global reviews, Reviewed in the United States on November 14, 2018. There are a myriad of reward and non-reward card options that charge no annual fee but for the many that do assess an annual fee the cost is often justified by their lucrative ongoing rewards and initial signup bonuses. Credit score is one of the many factors lenders review in considering your application. Those perks include free two-day shipping from Amazon.com and exclusive (and often deep) discounts on select grocery items at Whole Foods Market. Expert review. After explaining the situation in the Chat 5 times - literally - I was transferred to a phone agent, who told me to try it again because she had not heard of this issue. Well, Amazon, usually I'm impressed with your service - you missed the boat on this one. All other purchases earn 1% cash back. WRONG! Finally, because it doesn’t impose the foreign-exchange fees of some other cards, the Amazon Business Prime American Express is a helpful card to take along on a trip abroad or to use for purchases from foreign suppliers that are made in their local currency. Through its option to take rewards on Amazon purchases in the form of 90-day interest-free loans, essentially, the card has additional appeal as a source of short-term funding for your spending at Amazon, including at AWS. Get 5% back on U.S. purchases at Amazon Business, AWS, Amazon.com, and Whole Foods Market with an eligible Prime membership, on up to your first $120,000 in purchases each year. Businesses without Prime who still want to earn on Amazon spending can opt for the plain Amazon Business American Express, a similar card that requires no prime membership. While ostensibly free of an annual fee the card requires an Amazon Prime membership. Oh well, you're getting $125 gift card. $150 Prime Members; $120 Non Prime Members; Card earns at the following rates: 3% cash back or 60 days interest free on purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market American Express ranked second in J.D. There is an increased bonus on the American Express Amazon Prime Business card. Those purchases might be of miscellaneous business items from Amazon.com or Amazon Business—anything from office supplies to computers and their accessories. Reviewed in the United States on November 26, 2018. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered. Please make sure that you are posting in the form of a question. The Amazon Business Prime American Express Card is an excellent rewards card designed for business owners who are frequent Amazon shoppers with Amazon Prime memberships. Reviewed in the United States on October 28, 2018 The APR starts at 16.99% and goes as high as 29.99%. When I informed her that I had already tried twice, she basically told me there was nothing she could do. The Amazon Business American Express Card offers incentives based on your Amazon Prime membership status. The Amazon Business Prime American Express Card is a co-branded Amazon business credit card. Other standard fees can generally be avoided, such as those for paying late or taking cash advances but we rate those relative to other cards in the market for reference, though with less weight assigned. After viewing product detail pages, look here to find an easy way to navigate back to pages you are interested in. But the plain Amazon Business American Express offers the same 2% rewards on gas, dining, and cell-phone service. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. As a result, the ability to redeem is less flexible and there aren’t transfer partners. Earlier this week, Amazon and AMEX unveiled 2 new credit cards aimed at small business owners. With this card, you also earn 2% back at gas stations, restaurants and drugstores (1% on all other purchases). Spending on wireless phone services paid directly to U.S. providers earn 2% cash back, as does spending at U.S. gas stations and U.S. restaurants. Earn 1% back on all other purchases. Earn 5% at Walmart.com, the Walmart app, and on Walmart grocery pickup and delivery. Purchases made on Amazon (you must have an eligible Amazon Prime account) offer 5% cash back on the first $120,000 in purchases each year. It then suggested that I wait a few minutes and resubmit an application. Amazon Business Prime American Express Credit Card: Details and benefits The Amazon Business Prime American Express Credit Card earns you 5 percent back … But the card’s alternative option, to get up to three months free of interest on eligible purchases, is its true distinction. Balance transfer fees are occasionally waived during introductory periods with certain cards, a factor which is heavily and positively weighted in our scoring model for cards offering this benefit. However, those who make Amazon purchases don’t have to earn cash back, though. The Amazon Business Prime American Express best suits business owners who make a lot of Amazon-related purchases for which they want to receive generous and flexible rewards. Disabling it will result in some disabled or missing features. Amazon Business Prime AmEx Review: High Rewards or 0% Period Choose between a top rewards rate on Amazon-related purchases or a temporary interest-free window on them. However, its unique rewards—your choice of either cash back or 90 days of interest-free purchases—also apply at Whole Foods Markets, Amazon Web Services, and other Amazon properties. Credit card benefits cover a range of offerings like concierge service, TSA Pre-check, auto rental coverage, travel accident insurance, lost luggage assistance and free credit scores. Prime members enjoy FREE Delivery and exclusive access to music, movies, TV shows, original audio series, and Kindle books. It’s possible to manage the Amazon Business Prime American Express card and its features using the Amex Business app, which is available for Android and iOS. The Amazon Business Prime American Express best suits business owners who make a lot of Amazon-related purchases for which they want to receive generous and flexible rewards. Also, based on recent data points, AmEx now only allow you to hold one of this card at a time, therefore you can’t increase the cap by holding multiple of this card. Reviewed in the United States on October 28, 2018. The membership does, however, come with other benefits that may justify its cost. We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range. Security and customer service features like lost or stolen card replacement, being able to lock one’s card from an issuer app and 24 hour customer support are becoming more standard across the card market and we provide a significant amount of weighting to features in this area. So, I thought I'd start a chat to let them know of the problem. Your recently viewed items and featured recommendations, Select the department you want to search in. Yes, its rewards are lower on Amazon purchases—3% cash back rather than the 5% of the Amazon Business American Express Prime—and there is no option with this card to opt for a no-interest period. I have always loved AMEX and a huge Amazon fan, both for the frictionless yet secure experiences they provide. Was required to reveiw the terms and conditions but could not return to the completed application. Like many other business cards, this one also comes with various expense management features, including the ability to designate an account manager for the card and integrate your business spending with Quickbooks. Disappointed it did not work, I tried multiple times. Pressed the submit button and nothing happened? We rate cards on the number and level of over a dozen standard and upscale benefits and provide extra weighting emphasis for those travel-related perks that apply to premium travel cards when present. Its score of 838 out of a possible 1,000 was just below that of Discover, and well above the industry average of 849. For cards that offer rewards we determine the value per dollar spent along with average redemption values and assign more favorable ratings to cards that offer superior consumer value. Investopedia is committed to delivering the best credit card recommendations in the industry. It also only gives you 3% back at Amazon.com and Whole Foods. Amazon Business Prime American Express Card Review 2020.10 Update: Reminder: the cap of 5% cashback is now effective. Amazon Business Prime American Express Card Review The Amazon Business Prime American Express Card wants to be your go-to payment form, whether you’re covering regular expenses or funding a conference trip. I arrived here via an email "from" Amazon, advertising this business AMEX/Amazon card. It’s important to note that for our overall score that we make a number of assumptions about how you would be using your credit card: Amazon Business Prime American Express Card Review. When compared among all business cards in our database: For Amazon Business Prime American Express Card, See how this card compares to similar cards, Investopedia Credit Card Rating Methodology. Perhaps most importantly, cardholders can earn 3% back on purchases with Amazon.com, Amazon Business, AWS and Whole Foods. Wow, I was trusted with $500 of credit limit! The other Amazon Visa card is similar to the Amazon Prime Rewards Visa Signature Card in that you can use it elsewhere, but it doesn’t require an Amazon Prime membership. Credit card reward programs can be based on cash back, points or travel rewards (which can be generic or travel partner-specific, as with airline and hotel co-brand card programs). It would not let me submit otherwise. The cash back from this card is actually translated into points, and each percentage point from cash back is a card point. Earn up to 5% in rewards at Macy's, plus 3% back at restaurants, 2% at gas stations and supermarkets, and 1% everywhere else. 1% on other purchases. Still, businesses who expect most months to spend no more than $300 or so on the card, and don’t expect to use its interest-free rewards option, are probably better off looking elsewhere. As its name suggests, the Amazon Business Prime American Express is designed for subscribers to Amazon Prime, the company service that provides free two-day shipping and other benefits from Amazon.com. Since this card is heavily geared to Amazon Prime customers, and offers the best rewards on Amazon purchases, you should naturally use it for all purchases from Amazon and its other divisions. While monthly bills from AWS can be less than $100, they can also run into the thousands of dollars for small businesses who require a lot of data storage and associated services. It's possible to instead decide to take 90 days to repay those purchases without interest. If you have an Amazon Prime subscription you should be automatically upgraded to the Amazon Prime Store Card. Full Review of Amazon Business Prime American Express Card, Seeks to maximize cash back earnings across spending categories, Earning a primary or side income from a small business, Incurs gasoline or other commuting expenses each month, Amazon Business Prime American Express Card One-Time Bonus, Amazon Business Prime American Express Outstanding Benefits, Amazon Business Prime American Express Card, U.S. Bank Harley-Davidson® Visa® Secured card. 5,000 in purchases every year, then 2 % back in rewards when you shop the TJX family stores. Of 849 United States on October amazon business prime american express card review, 2018 a rating of 3.7 Google! Other ways to earn cash back from this card is also helpful for those who buy a lot for Business. 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